I really don’t understand why I have to spend too much for my car insurance annually here in Nevada. Could you give me some pieces of advice as to how can I get even the least savings for my car insurance?

Hayden

Spring Valley, NV

Prior to settling with a specific car insurance coverage in Nevada, you have to compare more than a single car insurance quote for you to get the perfect opportunity of having the most affordable car insurance. There are a lot of Americans who don’t compare different online car insurance quotes so in the end, their auto insurance premium is higher than it should be. This is because they did not spend a little more time to make online car insurance quote comparisons and having a good deal of saving a lot of money.

There are certain things you need to follow so that you can get a lot of savings for your car insurance. You need to compare car insurance quotes from different online car insurance providers and obtain the highest deductible that you could pay. Ask for all the discounts that you are eligible for as well. You may go to the websites of different car insurance providers or you may just go to a website wherein you could compare car insurance quotes from more than one insurer. By choosing the latter, you can be able to get a lot of car insurance quotes from just one place by submitting your information once.

Please help me understand some things about car insurance before I get one as a new driver here in Reno, Nevada. I was told about this liability insurance coverage, what does this mean?

Pamela

Reno, NV

As a new driver in Reno, Nevada, your first ever challenge is finding affordable car insurance. There are a lot of auto insurance providers that are there to give different kinds of coverage at competitive rates. There are two basic kinds of auto insurance coverage that drivers have to choose from. These are the liability coverage and the full coverage.

Liability insurance coverage gives legal safeguard for the driver against any injuries and damage, which they have caused, including property damage. If you’re looking at numbers for liability coverage, you would likely see three figures set apart through slashes. These figures are used to symbolize the factors of the liability coverage. For instance, you may have 20/60/10; the first one would be the maximum cost that the auto insurance provider would pay to cover bodily injuries suffered by an individual with each accident. The second number would be the total cost the auto insurance company would pay for each injury caused by one accident. The last number would be the total cost that should be paid to cover the property damage.

I have been arrested a long time ago for DUI here in Nevada but the case didn’t proceed to trial because it was dismissed. During the stop, the officer administered a preliminary breath test to me. Had the case gone to trial, will the preliminary breath test be admissible in court?

Latoya

Spring Valley, NV

Simply stated, the preliminary breath test (PBT) is a hand-held breath test device. The PBT is often used in field sobriety testing along with other physical roadside tests. The PBT alone could provide grounds for probable cause if admitted and given weight but it is very difficult for the state of Nevada to get results admitted to evidence, so it is generally not a big issue.

The PBT results is usually barred “in any prosecution” for DUI. A lot of novice DUI lawyer are shocked to learn that a pre-trial motion is not a “prosecution.” As a result of this, the PBT could be used in the pre-trial Motion to Suppress. But there are still a huge number of defenses that could be used against the PBT. One of these is that the PBT doesn’t set forth an evidentiary exception to basic rules of evidence and this was simply not an issue before the court. Nevada created an evidentiary shortcut for the admission of the blood test results and of the “official” breath test results but there is no corresponding procedure for the PBT. Had your DUI case in Spring Valley, Nevada gone to trial, the prosecution would have had a difficulty getting the PBT results admitted as evidence in court.

Just to add to my knowledge on DUI, I need to know some things about blood alcohol testing to be ready just in case I get caught drunk driving in Nevada. What are the factors that can affect how quickly the blood alcohol level rises in the body?

Suzie

Spring Valley, NV

Here are some thoughts on blood alcohol testing to get you ready in case you get arrested for DUI in Spring Valley, Nevada (but I still hope you don’t). In using the blood alcohol test to measure the blood alcohol content (BAC) of a person who is suspected for DUI, there are actually a lot of factors which could affect how quickly the BAC level rises in the body. One factor is the number of alcoholic drinks per hour. As the person increases the number of drinks per hour, the blood alcohol steadily increases. Another factor would be the strength of alcohol or the proof or percentage in the drink.

The person’s weight is another factor that can affect how quickly the BAC rises. The more the person weighs, the more water is present in the body which dilutes the alcohol and lowers the BAC level. The person’s gender is one other factor because a woman’s body typically has less water and more fat than a man’s body. Alcohol doesn’t go into fat cells as well as other cells, so a woman tends to keep more alcohol in their blood than a man does. Also, the hormones of a woman could affect the breakdown of alcohol.

It isn’t absolutely necessary to hire a Nevada DUI lawyer if…

• you’ve had a DUi conviction before, and now you have arrived at your second so called mistake. Yeah, this is a very hard case, since you’re aiming to lose a lot more here, but it’s not impossible to take on by yourself.
• you drove while especially intoxicated. Sometimes the drunker you are, if it’s by a significant amount, like twice the limit, then you will have to pay higher fees, spend more time in jail, and so on.
• coupled with the last one is the offense of driving under the influence with a minor in the car. Whether it’s a baby or a high schooler, this will get you in big trouble, but, again–not impossible to handle on your own.