What Are The Penalties For DUI In Nevada

Reader’s Question:
What penalties are involved for DUI cases in Nevada? I know this would increase a person’s auto insurance rates, what can one do to possibly get cheap SR22 insurance?
Ben
Carson City, NV
Assuming that you are asking about penalties for first time DUI offenders in Nevada that would include:

Fine of $400 to $1,000;
Jail time of 2 [...]

Should I Get Collision Coverage In My Policy In Nevada

Reader’s Question:
I have an older vehicle here in Nevada and I wanted to get cheaper car insurance. I still have collision coverage and I was thinking, does it make sense to keep it?
Sam
Spring Valley, NV
If you only have liability coverage, it is the best way to have cheaper car insurance especially if you have an [...]

How To Save On Your Car Insurance In Nevada

Reader’s Question:
I really don’t understand why I have to spend too much for my car insurance annually here in Nevada. Could you give me some pieces of advice as to how can I get even the least savings for my car insurance?
Hayden
Spring Valley, NV
Prior to settling with a specific car insurance coverage in Nevada, you [...]

Is It Difficult To Get New Car Insurance If I Cancel My Current Insurance Policy?

Reader’s Question:
I am on the verge of having my car insurance policy being canceled for reasons I can’t explain why. Will I have a hard time getting car insurance again here in Nevada because of a cancellation on my record?
Noemi
Reno, NV
If you have an auto insurance policy cancellation on your record, you may have a [...]

What Car Insurance Coverage Do I Need In Nevada?

Reader’s Question:
I didn’t have the time to talk to my auto insurance company or an insurance agent here in Nevada. I was wondering if I can cancel some coverage in my policy to save money. If so, what are those that I can just simply eliminate from my policy?
Geoffrey
Reno, NV
The types of coverage that are [...]

What Is An Auto Insurance Deductibles?

Reader’s Question:
I’m looking to buy an auto insurance policy here in Nevada, and I have a question about deductibles, What is it and how exactly does it work?
Miles
Reno, NV
A Deductible is the amount of money deducted from the payment coming from your car insurance policy after your claim has been approved. Auto insurance providers are [...]

What Is A Gap Insurance?

Reader’s Question:
I’m currently leasing a vehicle here in Nevada and was advised to get gap insurance for it. What is gap insurance?
Euhmir
Henderson, NV
Gap Insurance is a form of insurance that protects against liability incurred in the event a leased or financed vehicle is damaged or is totaled beyond repair. What Gap Insurance will do is [...]

Good Car Insurance Policy For Drivers With Bad Driving Record

Reader’s Question:
How can I get a good car insurance here in Carson City, Nevada if I have a bad driving record?
Lannie
Carson City, NV
Admittedly, it will be a bit challenging for someone with a not-so-great driving record to get a decently priced auto insurance rate, much more a good one. Most states auto insurance laws are [...]

Do You Save On Auto Insurance Cost If You Are Married?

Reader’s Question:
It’s time to salt away a bit after our wedding because we spent a great deal for it. Our car insurance here in Nevada is one way to start with because we were told that it could save us money now that we are married. How is that possible and what if one of [...]

Can I Have Separate Car Insurance Policy From My Husband?

Reader’s Question:
My husband has a not-so-good driving history here in North Las Vegas, Nevada. Would it be wise to have separate vehicle insurance from him to save us some money?
Therese
North Las Vegas, NV
You most likely have to pay more on your vehicle insurance in North Las Vegas, Nevada if your husband has a not-so-good driving [...]