SR22 Insurance Policy For Drivers Without Vehicle In Nevada
Reader’s Question:
What kind of SR22 insurance policy do I need to get here in Nevada if I’m required to have it but don’t own a car?
Isla
Henderson, NV
A lot of people are really confused as to what SR22 insurance policy they would get. Most motorists are not actually aware what SR22 insurance policy is so they are having difficulties once they are asked to get it. SR22 insurance is a proof of insurance and typically becomes a rider to an insurance policy. SR22 insurance policy is being required by the Department of Motor Vehicles (DMV) for motorists who have shown high risk tendencies. SR22 serves as a certification by the car insurance company that the driver has at least liability insurance.
Drivers who have citations for driving under the influence (DUI) are the most popular candidates to get an SR22 insurance policy. Other drivers who are required to get SR22 insurance as well are those who have been into many accidents or have gotten a lot of traffic tickets in a short period of time or those who have been to accidents that involved death.
In the state of Nevada, there are two kinds of SR22 insurance policies: owner and non-owner policy. Not all drivers who are asked to get an SR22 insurance policy have their own vehicles; however, they could be operating other vehicles so it will still be required of them to get an SR22 insurance policy.
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