Can I Have Separate Car Insurance Policy From My Husband?
Reader’s Question:
My husband has a not-so-good driving history here in North Las Vegas, Nevada. Would it be wise to have separate vehicle insurance from him to save us some money?
Therese
North Las Vegas, NV
You most likely have to pay more on your vehicle insurance in North Las Vegas, Nevada if your husband has a not-so-good driving history. But even if that is the case, it is generally better to have both of you under the same insurance policy. You would pay a lesser amount if you are under the same policy than if you have separate vehicle insurance from him. You could presume that because you have a good driving history, you are going to pay less for your vehicle insurance if you have your husband on your insurance policy that you will if you have separate policies.
Experts say that there is no doubt that having a poor motorist on your auto insurance policy could cause your premiums to raise. But on the other hand, you can help maintain low insurance rates by having your auto insurance provider list your husband as an additional motorist on your insurance policy. If your insurance provider is unwilling to cover your husband because of his driving history, you and your husband can be asked to sign a legal agreement which says that there will be no coverage in any event that arises from your husband’s operation of your vehicle.
Auto Insurance Policy, Car Insurance Policy, Insurance, Insurance Provider, Insurance Rates, Money, No Doubt, North Las Vegas, North Las Vegas Nevada, North Las Vegas Nv, Premiums, Therese, Vehicle Insurance